3D Desktop Wallpaper

In computers, 3D (three-dimensional) means an image that provides the perception of depth. If such images are made interactive and the users become involved with the scene, the experience is described as virtual reality. For viewing and interacting with 3D images, you normally require a special plug-in viewer for your web browser. To gain the experience of virtual reality, more equipment may also be necessary. The process of creating 3D images can be divided into three phases: tessellation, geometry, and rendering. In the first phase of tessellation, models are made of individual objects using linked points that are made into a number of individual polygons or tiles. In the second phase, the polygons are transformed in various ways and subjected to lighting effects. In the third and final stage, the transformed images are rendered into objects with intricate detail.

Digital Blasphemy is one of the most popular websites for 3D computer wallpapers, created by Ryan Bliss and contributors. Images are available free in versions typically up to 1024×768 resolution, while access to a dedicated server containing higher -resolution images is available to members for an annual fee.

Among its various artistic styles are computer-generated planetscapes, fractal terrain, space scenes, abstract patterns, and Poser-generated humanoid characters. The image of particle systems created with the help of complex computer-generated lighting effects is one of its most famous offerings.

Its free gallery is updated with new wallpaper each month. Subscribers can download new wallpapers more frequently, and have free access to its complete collection of 3D wallpapers created over the last eight years, which comprise more than 600 images, including Widescreen, Dual-Monitor, and Triple-Monitor versions of some wallpapers. If you like, you can be a member of other sites like MikeBonnell.com. They will also offer you attractive 3D desktop wallpapers, some for free.

3D Architectural Rendering

3D architectural rendering, as the name itself suggests, is a three-dimensional view of an object. In this context we mean a building or a house you want constructed. A 3D view is definitely more expressive and exciting than a 2D view because 3D architectural rendering gives you the opportunity to play with your imagination to get a more realistic, imaginative, and comprehensive impression of what you require in your building.

3D architectural rendering is possible by using a rendering module to view your project from various aspects or angles, and then make modifications accordingly. 3D rendering is generated by the computer in the form of virtual images, which are created with the help of original designs. Virtual images give you the same experience or the feel of the place as if you were actually present there. You can see the house in all its details, its ceilings, walls, floors, doors, fixtures, furniture and the surrounding landscape. You can even manipulate the pictures and the animated or moving videos forward and backward, to get the required look.

3D architectural rendering requires a great amount of technical expertise in animation or multimedia manipulation. 3D architectural rendering, made possible by computer-aided design, is both creative and time saving. This is especially true when you think of altering models made manually. The 3D architectural renderings can also be presented in form of the digital photographs.

3D presentations are more costly as compared to other forms of presentations. This is because of the complex technologies involved in preparing them. The manually drawn illustrations or models are time consuming, while the 3D presentations are quickly created without the need to acquire different materials, colors, paints or brushes and allow better interactivity between the designer and the owner. Changes, if required, can therefore be incorporated immediately. Even after the model is finally approved, the new ideas, if any, can also be incorporated at later stages. The various aspects of the buildings, including rooms, stairs, lifts, surroundings, color schemes, paints and designs can be presented in form of videos in great detail, which is not possible in manually created models.

3D Animation

3D animation deals with electronically produced computer-generated 3D imagery used in motion graphics and digital special effects. In this case, the animator creates a design style or concept that tries to visually interpret and convey the required information using both new and traditional animation techniques.

The 3D animator will have to be well-acquainted with 3D animation applications and software, film and video production techniques, production processes, digital special effects, art and design movements and methodology, typography, styles of performance and dramatization, film and broadcast genres, technical scripting, health and safety regulations for the film and broadcast industry, and an understanding of budgeting and scheduling processes.

The job of the 3D animator is to design and realize original concepts, character and content creation. The animator, therefore, is responsible for devising and communicating creative ideas and accurate technical information. They have to provide the client with detailed estimates of costs, and work within the budget and schedule.

Each assignment will have different demands. So it is imperative that the animator should have a good knowledge and experience of animation software and broadcast processes, as well as a broad knowledge of technical scripting and digital technology used in broadcasting. The designer must be able to respond with innovative concepts and practical solutions for each assignment. The assignments may be of any kind, from designing a spinning top to re-creating mythical weapons.

To succeed in 3D animation, one must have a thorough understanding of computer-generated processes and applications to be able to achieve creative responses to design briefs within the restrictions of budget and deadline. He/she will be required to possess a passion for design, good communication skills and a good understanding of broadcast, special effects and character animation. Last but not least, he or she must enjoy working as a team member under pressure.

In addition to being able to demonstrate high standards of computer-generated imagery and animation techniques you will need to have a good knowledge of art and design movements and imagery, creative problem solving and innovation, and the understanding of how to deliver design concepts and processes.

30th Anniversary

Traditionally a thirtieth anniversary gift is associated with a pearl. Rare and pristine in its beauty, a pearl is the symbol of your unwavering love and affection for your spouse. Pearls are mysterious and seductive. The sheer elegance of pearls will speak volumes of your feelings for your spouse.

Pearl jewelry is guaranteed to dazzle your spouse and bring great joy. A celebration of thirty years of togetherness deserves this special touch. The specialty of pearls is they are a special gift that makes any woman proud to wear them. Pearl jewelry is an obvious choice for the thirtieth anniversary.

There is a range of jewelry ideas from clasps to hairpins, earrings to bracelets, rings to pendants. They are all sure shot anniversary showstoppers! Take your time and pick out something unique, keeping in mind her taste and style.

If you are looking for something different, here is a refreshing and new idea. How about oysters? Oysters are well in tune with a thirtieth anniversary. You can plan an exotic oyster dinner at your favorite restaurant — complete with candlelight and soft music. You know, is believed that oysters are aphrodisiacs and makes a great anniversary meal!

If you happen to be a conservative woman, looking for a gift for your spouse, look for shaving brushes, coat handles etc. You could also present your husband with a mother-of-pearl photo frame complete with an old photograph that you both cherish.

16th Birthday Cards

Birthdays are memorable occasions in a person’s life. Every birthday is special and deserves to be celebrated with family and friends. Certain birthdays have special importance in onex92s life. These are your first birthday, 16th birthday, 21st birthday, 60th birthday and 80th birthday.

Sweet sixteen is a landmark birthday for 16-year old girls and boys and an acknowledgement of their transition from childhood to adulthood. A traditional birthday party is organized on the 16th birthday. Sending a card is the easiest and most convenient way to say x93Happy Birthday.x94 It lets the young persons know how special they are to you.

16th birthday cards can be sent through direct postal mail or by e-mail. You can make a selection from a wide variety of hand-made and machine-made cards. Parents can choose from the special daughter and son birthday cards available. 16th birthday cards have a number of themes such as Action Man, Bratz, Winnie the Pooh, Barbie, Harry Potter, Spiderman and Disney Princess.

You can choose to send traditional paper greeting cards or beautiful e-cards that are fast gaining popularity. Or you can create your own photo greeting cards. You can personalize the card, include a personal message and have the card delivered by mail. Many of the greeting card stores do not charge delivery fee.

16th birthday e-cards are interesting in their design and variety. Interactive game birthday cards, interactive song birthday cards etc. will be excellent gifts to a 16 year old. For sending 16th birthday e-cards, you may have to register at online websites. You can choose to send free birthday cards or become a member and gain access to the full range of cards. Membership at these sites lets you select from among the choicest cards. Online websites also allow you to personalize and send your card.

3-Ring Binders

Three-ring Binders are the most frequently used binders. They became an immensely popular, very dependable workplace accessory used extensively for personal, sales, school, and business organizations since the first loose leaf patent was filed in 1854. However, the actual Three-ring Binders came about 20 years after the initial invention. Ever since they have been improving.

What makes Three-ring Binders so immensely popular is the fact that they are lightweight, provide safe portability and have easy review and remove/insert access for filing paperwork. Moreover, the paperwork can be organized according to alphabetical order, numerical order, or subject heading within each book, using simple dividers. Their organized manageability on shelves and desks add further to their high functionality and popularity.

Three-ring Binders are available in various sizes. This allows the user to select binders that fit their requirement the best. As the larger-sized ring binders allow you more depth, you can store records for an entire week, month, product-line, etc. They are also used for schoolwork and sales catalogs. However, the thinner-ring binders are widely used for holding material for individual projects, lists, particular class lists, experiment notation, journaling, and other similar projects.

In order to determine the size of a Three-ring Binder, you have to measure the inside diameter of the ring. Overall size of D-rings must also be measured from the inside, in this case, between the inside top and bottom. Three-ring Binders have O-shaped, D-shaped, and slanted D-shaped and squared-shaped rings.

Three-ring Binders are usually available in two sizes; 5.5 x 8.5 and 8.5 x 11. The latter size is more popular. The largest binder has a depth of 4.5 inches and can be used to hold over 400 pages. These binders can be easily tailor made for your specific requirement. They can also be personalized with full color printing and lamination. If you cannot find a standard binder for yourself, you can get one custom-made.

2nd Mortgage

A 2nd mortgage may be one of the best financial moves you will ever make. If you know what it is and how it works, you can use it to generate money for profitable investments, simplify your debts and beef up your credit score. The key to taking advantage of a 2nd mortgage is understanding how it works.

A 2nd mortgage is a loan that uses the equity in your home as collateral. When you avail of a 2nd mortgage loan, you are technically putting a second mortgage lien on your title without refinancing or changing the terms of your first mortgage.

A 2nd mortgage is considered a “simple interest loan” because unlike other major loan vehicles, it has a fixed interest rate. This fixed interest rate is based on a number of factors such as the current market rate of your home, the prevailing interest rates and your personal credit history. You can choose terms that vary from five years to 25 years, depending on your capacity to pay and other cash flow considerations.

Many people turn to 2nd mortgages to consolidate their debts – they pay their credit cards, loans against insurance and other high-interest loans with the money they borrow from a 2nd mortgage. Experts say that the fixed interest rates of 2nd mortgage allows you to save up to three times more than you would if you are paying minimum payments on your credit cards. And, since the interest in a 2nd mortgage is amortized yearly, you don’t have to pay daily compound interests that credit cards charge.

Best of all, a 2nd mortgage actually gives you a tax break – the interest you pay on this type of loan may be tax deductible up to $100,000 of the loan amount, or 100% loan to value.

1st Mortage Resources

Today, finding the right company to finance your home is not too difficult, but difficulty lies in finding the company that has the best to offer you, with minimum hidden costs. However, to be able to nail the companies you are looking for, you need to first be aware of the first mortgage resources.

Real estate agents usually keep close contact with first mortgage companies, some of them entering strategic win-win tie-ups whereby the agents earn an incentive for every client they recommend. Real estate agents have first mortgage resources at any given point. After all, their concern is to see that the property is sold at any cost, even if it means going out of their way to help the buyer.

Another prime source for first mortgage resources is the Internet. If you use any search engine, enter the key words first mortgage companies, along with the area; then you will have many websites guiding you to finance companies and banks close to you. Another avenue for first mortgage resources is the Yellow pages, where companies advertise their finance services.

Finally, one more area from where you can gain first mortgage resources is from builders. Generally, they tie-up with certain banks and financial institutions that provide home loans. The strategic tie-up ensures that the buyers get the required home loan from the company, which is beneficial to the builders.

While there are varied resources for the first mortgage, the main thing one needs to do is verify the authenticity of the company, to ensure that they are not being misled. There have been fraudulent companies that provide a smaller loan and then on some pretext or the other sell the property and give back the borrower far less than the appreciated cost. Generally speaking, private finance companies and financiers are more likely to indulge in such fraudulent activities.

1031 Tax Exchange

Tax Exchange refers mainly to Section 1031 of the Internal Revenue Service Code. It is also known as “1031 Tax Exchange.” This section outlines the tax status of “like-kind” real estate exchanges. It helps one in structuring the sale or disposition of real estate (including personal property) and the acquisition of similar real estate as a tax-deferred exchange transaction, in order to defer certain federal taxes and in many cases even capital gain and depreciation recapture taxes.

As far as the meaning of “like kind” is concerned, in the context of a 1031 exchange it means that when it comes to real estate, all forms are “like kind” to all other forms. In other words, an office building can be exchanged for a trailer park.

There are certain properties that are known as 1031 properties. To reap benefits according to Section 1031 in IRS, one can purchase any of these properties. A large number of real estate consultants and law firms also help the buyers in sorting out certain complex issues that are associated with Section 1031. The 1031 properties can also be viewed online. The exchanges under the Tax Exchange law can take place in virtual dealing rooms that are also operating on the web.

Several types of 1031 exchange methods are in use. These include reverse exchanges, simultaneous exchanges, and delayed exchanges. To complete a transaction under 1031 exchange, one needs a qualified intermediary (QI). So once an investor has made an exchange decision, it is advisable to contact a QI as soon as possible. The most difficult part of this transaction is to find a replacement property. However, large numbers of property owners are taking advantage of this tax benefit by reinvesting their sale proceeds from a property in a like-kind property.

1031 Tax Exchange Opportunities

The best thing about Section 1031 is that its benefits are available to large, medium, and small investors. The general misconception is that this section only provides opportunities to defer taxes on capital gains for owners of large commercial properties. But the fact is that if one has a qualified intermediary, then all kinds of investors can benefit from this section.

There is no dearth of real estate firms that provide an exhaustive list of 1031 properties. These firms generally also provide the services of a qualified intermediary. There are “simple gains” calculators available on the Internet that can help one to calculate the capital gains tax one would be able to save through the tax exchange transaction of a real estate property. Over the last one and one-half decades, there has been a phenomenal growth in transactions that qualify under the tax exchange laws. The IRS has also tried to make things easier by simplifying this law and plugging loopholes. Those who have lost out on the opportunity of utilizing this provision to save taxes can attend any of the seminars, which are regularly held in various cities to explain how to avail the opportunities under this section.

Prior to 1990, this section was quite complex and difficult to understand. But now, an individual can easily make out how this section operates. It is still advisable, however, that before you go for exchange you should consult your attorney or a qualified intermediary. There are certain issues pertaining to the partnerships, tenants-in-common, and transaction between spouses that need to be taken care of before you make a final decision.

However, large numbers of properties are now available in the markets that qualify under this section, and there are several firms that are exclusively dealing with the sale and purchase of such properties.